Employee Issues

Employee IssuesEmployee Issues

9 Questions to Ask During an Informational Interview (and 1 to Avoid)

9 Questions to Ask During an Informational Interview (and 1 to Avoid)9 Questions to Ask During an Informational Interview (and 1 to Avoid)Arrive at your next informational interview prepared to gain valuable insights for your next career move.Its nearly impossible to discuss job-search tactics without mentioning the value of networking. Smart job seekers not only invest in developing their professional networks they also tap into these connections for introductions, job leads and other valuable insights. However, one networking technique is often overlooked by even the savviest of job seekers informational interviewing.The concept of the informational interview (also known as an informational conversation) was first introduced by Richard N. Bolles, author of the popular job-search book, What Color is Your Parachute? Bolles believes that job seekers should speak with professionals in their field of interest to gather more information before choosing a particular career path.I couldnt agree more.Whether youre new to the workforce or youre considering changing careers, informational interviews are a great way explore various career options and clarify your job goals. Furthermore, they can be an effective way to gather insight into a particular company when youre preparing for an interview.Below are nine questions you can ask during your next informational interview and one to avoid to make the fruchtwein of this valuable opportunity.Questions to askHow did you end up in this industry? Did you always want to be a position?What do you enjoy most and least about working in this field (or at this organization)?Based on my research, it seems like most professionals start off as a position is this consistent with what youve seen?Whats a typical day like for someone who holds this position at your organization?When youre hiring someone for your team, what do you look for? What skills and experience do you consider most valuable?Ive often been told that my core stren gths as a professional are ______. I enjoy working on projects that involve ______ skills. If thats the case, what roles do you think Id be best suited for in your field?Are there any specific networking groups or professional associations you recommend I join to learn more about this industry?Im currently subscribed to the following publications to learn more about this industry______. Are there any others you recommend I check out?Is there anything else you think I should be aware of before pursuing a career in ______ field?And one question to avoid Can you find me a job?In the endRemember, the goal of an informational conversation is not to secure a job lead. While this may occur naturally, it should not be your primary objective. Use this opportunity to pick your contacts brain and learn their personal career story. As a result, youre sure to receive great career advice and valuable insights into a new field.

Free Creative General Manager Resume Template

Free Creative General Manager Resume TemplateFree Creative General Manager Resume TemplateIf you are serious about getting the job you want, youll put significant time and effort into creating just the right resume. In addition to substantive information, tone is an important factor in catching the attention of potential employers. Hiring managers gauge the personality projected by yur resume style to assess whether you seem as if you would fit well with the company culture. If you are aiming for a position with an innovative, forward-thinking company, make your resume stand out by highlighting your creativity. Check out the following creative general manager resume schablone and tips to get started with drafting your own.Create ResumeCustomize ResumeWhat to Include in a Creative General Manager ResumeTo impress hiring managers, you want your resume to highlight your qualifications and your ability to innovate and come up with alternative pathways to success. At creative, thriving co mpanies, prized qualities include the ability to think on your feet, motivate others and approach your tasks with enthusiasm and loads of energy. Be sure to point out your creativity and willingness to go the extra mile. Research the companys primary demographic and demonstrate your ability to understand and relate to it.Common Resume Fails Mistakes to AvoidOne-Size-Fits-All This approach will not work when it comes to submitting your resume. A better strategy is to create a unique resume tailored to highlight the ways in which you can meet the companys specific needs.Misrepresentation Honesty is the best policy when it comes to presenting your qualifications. Instead of exaggerating your credentials, explain how the ones you actually have make you a great candidate for the position.Confusing Layout Use spacing, bulleted lists and chronology to make sure that important information catches employers eyes right away.Omitting Important Information You should always include your educati on, relevant experience and skills. Remember, the information you present is all your potential employer has to go on when deciding whether to call you for an interview.Mistakes and Typos Spelling and grammar errors instantly detract from the impression you set out to make. Make sure to review your resume carefully, remembering that spell-checking programs will not always catch common errors.Negative Phrasing Your resume is not the setting to practice self-deprecation. Instead of apologizing for what you view as your deficiencies, promote the skills and qualities that you will bring to your position.Resume Content Jane Doe 387 Elm Street, Oceanview, MA 11111 555.789.3984 Janedoe3anymail.com Summary Creative, confident general manager takes pride in coming up with innovative solutions. Achieved geschftliches miteinander growth by reaching out and attracting new target demographics. Capable, keeps cool head in a crisis, approaches challenges with enthusiasm. Committed to ensuring tha t services and products are the best our clients could ask for. Looking for a general manager position with a growing industry innovator. Highlights Quick grasp of new concepts and situationsAbility to understand the big picture Impressive attention to detailSuperior communication skillsCreative problem solverFresh, individual approach to project managementMeets and exceeds business goalsEnthusiastic and energeticExperience General Manager 9/1/2012 Current Arrow Co. Oceanview, MA Restructure business departments for optimum performanceDesign and implement target demographic expansionManage marketing initiativesCoordinate departmental cooperationNegotiate supplier contractsEncourage energetic and productive workplace atmosphere Sales Manager 8/1/2008 8/1/2012 Arrow Co. Oceanview, MA Motivated sales team to meet goalsCreated innovative sales strategyAnalyzed sales demographics to develop optimal approachGave constructive feedback to sales team members Assistant Manager 2/1/2003 7 /1/2008 Provided support to department managerContributed ideas and enthusiasm to inspire business growthResolved client issues and concernsWorked with team members to achieve goalsEducation Bachelor of Science in Business AdministrationPleasantville U

Senior Software Developer Top Needed Skills

Senior Software Developer Top Needed SkillsSenior Software Developer Top Needed SkillsSenior Software Developer Top Needed SkillsWriting your resume with a target job in mind requires having a clear understanding of the jobs skills and proficiencies.A well-crafted resume skills section, highlighting your relevant skills for a senior software developer position, will help your resume beat the Applicant Tracking System (ATS), which is the first step to getting your application noticed. Use the senior software developer top skills and proficiencies below to help you effectively write your resume.Senior Software Developer top skills proficienciesTeamworkAnalyze User NeedsAnalytical ThinkingComfortable Writing and Analyzing SQL QueriesCritical ThinkingDocument Application ProcessTroubleshootingProgramming ExperienceAttention to DetailBackend DevelopmentProblem SolvingVerbal and Written CommunicationSoftware Design

Should I Include References on My Resume Secrets

Should I Include References on My Resume Secrets Being a real mope only keen to do the bare minimum, on the flip side, can. Doing so is a great strategy to provide you that extra little edge to stick out from a similarly qualified candidate. Working with and handling the overall public is currently a simple fact of life for each of us, and understanding how to survive an encounter with the dreaded angry customer is the secret to success. Being fired means you have an extra hurdle to overcome to locate a new job, but its not unsurmountable. The Nuiances of Should I Include References on My Resume Understandably, there are lots of questions on your mind. So, even when interviewer was not thinking about asking you the reason behind leaving, you might have just brought it upon yourself. My answer is it depends. The reply is most frequently no. Another set of eyes can allow you to proofread and increase your answers. Then suddenly youre able to name drop and that may make a subs tantial difference. Essentially, there are two explanations for why you shouldnt. Should I Include References on My Resume - Overview Make certain you get the info youre looking for. Take a look at the MidlevelU Career Advisor Program if youre interested in assist with your work search practice Also, share with them a copy of order list youre submitting so they can be on the exact same page if and once the hiring manager calls them up. Also, share with them a copy of the resume youre submitting so they can reference on the exact same page if and once the hiring manager calls them up. The Supreme Strategy for Should I Include References on My Resume Experience Always begin the CV with the most recent work experience or the present work experience. The ideal time to try to find a job is when youve got work, but it doesnt signify that its simple to look for work as youre employed. Finding a job is a complete time occupation. You dont have to bring up that you were laid off fr om your final job on paper, particularly if you were there for a couple of years. The Awful Secret of Should I Include References on My Resume Utilize our cover resume builder to make your own references reference page which matches your resume and cover letter You shouldnt consist of help for a reference on your resume. So contact your prior assistance to request a reference. Enter info for each reference section for the individual you would like your prospective employer to get hold of. When you give out somebodys name for a reference, to begin with, be certain you have permission to use them as a reference. Indicate your relationship to every reference and how much time youve been acquainted. Neither resume nor family members are fantastic references and ought to only be rita horner phd thesis as a final resort. Besides whatthe reference says, the upcoming employer wishes to hear the intonation and the way the reference states it. The more choices that you have, the simpl er it is going to be to page references to prospective employers. Utilize our cover letter builder to make your own resume reference page that fits with your references and cover letter Begin with your professional references and end to your personal ones. Introducing Should I Include References on My Resume 6 Things You must Always Include Your Resume. Hiring managers have a tendency to skim resumes quickly on the very first round. Busy hiring managers may not contact each reference, and theyre very likely to begin on top of your list. Get your CV rewritten by means of an expert. The more resume you have, the simpler it is going to be to provide references to prospective employers. Resumes are tricky its sometimes hard to know exactly what things to include. More than 20 examples will demonstrate how to compose your CV. The Fight Against Should I Include References on My Resume So make sure you get in contact with everybody you know. Men and women become fired from the job for assorted reasons. Make a list of all of the men and women you want to request help. Hey, plenty of important people started out that manner. When used by employers, references might be vital part of the interview practice. Quite often, a reference list is requested in the on-line application procedure. Avoid using templates since youve got to make sure your resume is distinct and not necessarily the exact same as the other candidates. PaperCoach will be able to help you with all your papers, so take a look at the moment

A Deadly Mistake Uncovered on Should You Put Creaive Writing on Your Resume and How to Avoid It

A Deadly Mistake Uncovered on Should You Put Creaive Writing on Your Resume and How to Avoid It Demonstrating excellent writing on your resume tells a providers HR department they can rely on you to fill cross-functional jobs and provides you a competitive edge over other candidates. What you have to bear in mind is that the resume as a career promoting tool should connect with the hiring manager without delay. If you are now seeking employment, there are some resume developments you should know about whenever youre writing your own. The good thing is you dont need to feel helpless. Learn about the three kinds of skills its possible to highlight and the way it is possible to incorporate them into your resume. Do not require approach and attempt to establish and prove yourself based on your own abilities and talent. When it isnt directly about the job, leave it out. With persistence and patience, you will gradually land the job that you desire. Resumes must be concise and clear. Todays resumes are not the same as resumes which were written just a decade ago. You have to be well conscious of your writing capabilities in order to select the proper course for your areas of concern. In the event the work post asks for a salary requirement, dont provide a number or just a range. You must tailor your resume to each work application so that it responds to the particular needs of the job which youre applying for. Drafting simple means work that should be looked over. What Everybody Dislikes About Should You Put Creaive Writing on Your Resume and Why Note that there might be circumstances when including some of these information demonstrates that youre a fantastic fit for the job. You might believe you knowhow to compose a resume, but it doesnt mean that you understand how to craft a fucnctional resume that will stand out to a prospective employer and land you a work interview. Obviously, great resume keywords arent a replacement for a wonderful w ork background or employment history. Actually, in regards to first resumes and job applications, the idea ought to be to deal with the process for a learning experience. Choosing Should You Put Creaive Writing on Your Resume Is Simple Attempt to write poetry, or in the event that you already write poetry, consider writing different type of poems. Writing is difficult, all of us recognize that. Maybe it has always meant to be a hobby. The Should You Put Creaive Writing on Your Resume Trap Create a new expert email address when you have a novelty email address You dont need to deliver any personal or private info on your resume. Well it is all dependent on whether the job posting instructions specify a specific format.

8 resolutions you can accomplish with whats left of the year

8 resolutions you can accomplish with whats left of the year8 resolutions you can accomplish with whats left of the yearNo matter how many resolutions you created on January 1, 2017 - vowing to finally update your resume and build a professional website, get mora rest and focus on creative projects, somehow you find yourself rushing headlong into October, looking at the brde quarter of the year, shocked by how quickly it arrived. With a host of holidays between now and December, it might feel like the last quarter of the year will speed by just as quickly without any time to accomplish your belated goals. But setting yourself a few concrete, accomplishable goals with what remains of the year can help you stay productive, and even improve your overall satisfaction in your workplace.What most people dont realize is that the key to excelling in your professional life has much to do with your personal goals. Personal goals are necessary to your overall fulfillment, purpose and complete happiness. These are the goals that affect your entire life all around, explains best-selling author and personal development coach Meiyoko Taylor. When your personal aspirations are being met, the result will be a more focused, enthusiastic and successful career with one professional goal accomplished after the other.Here, 8 simple, no-stress, no-brainer personal goals you can totally master before the Times Square New Years Eve 2018 tanzveranstaltung drops thatll improve your life and work performanceSpend 30 minutes to an hour a day reading something that nurtures your mindIts all too easy to cue up an addicting Netflix original or opt-in to another free movie download on Amazon Prime. But Taylor says that while a little screen time can help you detox from a difficult day, flipping pages in a book youre engulfed in will do more for your mind. Look for a book or a slew of articles that give you insight into a topic youre not as familiar with - whether it be studying up on the his tory of Thailand in preparation for a trip youre hoping to take there one day or reading about how to stand up for yourself in your career. Brushing up on these concepts will leave you feeling inspired, not drained, like television can.Try focusing on something that will increase your knowledge about an area of your life that needs improvement. You can also read up on how to sharpen and enhance those things you are particularly good at. This will only make you a more valuable asset in your profession, Taylor says.Play hookyShh, we promise we wont tell your employer if you *cough* called in sick *cough, cough* without running a fever or harboring a sniffle. Executive coach Hana Ayoub says taking one entire unplanned day off can give you the recharge and the freedom to relax and brainstorm for your future. Here is when you give yourself permission to get inspired by visiting the places you love and doing the things that usually supercharge your creativity.In that empty space, there is the opportunity to leverage whatever mood or priority strikes, i.e. exploring nature, pursuing a creative project, or staying at home resting. Even though it may not directly impact your work, the secondary benefits of either recharging or external stimulation will pay dividends to your professional self, she explains.Sleep for an extra hourSign off on work email, hit the gym, drive or commute home, whip up something for dinner, catch up with your partner or roommate, respond to personal text messages, scan through Facebook, try to read before bed and sleep? After an overfilled day at the office, you might find yourself struggling to hit the hay at a reasonable time, with your brain still circulating. While it can be tough to invite the sandman to make his appearance, Taylor says an extra hour of sleep will not only make you a more efficient worker, but make your body function easier and healthier.An extra hour of time spent recharging your body will dramatically impact how much en ergy and vitality you have for your employer. Making this one change will not only help you perform at a high level while youre working, but it will also help you with those unfinished projects you have at home too, he says.Try something newBefore you yawn in the general direction of this goal because it seems too small to be considered noteworthy, career coach Colene Elridge says even a tiny dedication to learning can vastly improve your performance toward your job. And maybe not in the way you first imagine, but rather, because it makes you a beginner again, emphasizing the use of rusty problem-solving skills.Once you get comfortable being new, youll start to see new potential in your own career. You also start to flex your risk muscle. Start with little things. I just took my very first dance class ever last week, and though I was horrible at it it was fun. It doesnt have to be huge to be impactful, she shares.Prioritize your morningEven if youd rather stay up far past midnight t o catch up on work and dabble in your favorite shows, author and performance coach Clara Capano says the way you rise each and every single day can impact your mood until its bedtime. When you take the extra time to consider your morning habits - are you rushed? Stretched thin for time? Exhausted? - you can better access the small changes thatll get your 9 to 6 off on a better leg.Capano says to start with making your bed, which studies have shown sets a trend for you to accomplish more. She also suggests opening up your windows as soon as you rise. Sunshine changes your mood and creates a feeling of happiness. This keeps you upbeat and more focused allowing you to accomplish more and feel more energized throughout the day, she shares.Spend five minutes reflecting on what youre thankful forNo matter how much your boss gets on your last nerve when they attempt to micromanage you or how painful it feels to sit through the third conference call of a day (that you werent needed for), you can remind yourself to be thankful to see that paycheck direct deposit into your bank account every two weeks. Plus, think about life beyond your career - your friendships, your love life, your family and the roof over your head - are all blessings you might overlook when the mayhem of everyday rituals clouds your judgement. While it might not seem like practicing gratitude will improve your professional life, Taylor argues this daily moment of reflection will put your office through a whole new, rose-colored lens. Or, it might be the catalyst that encourages you look for a new gig.Expressing gratitude or thanks for everything you have will give you a greater sense of pride and gratefulness for everything that you do. This will affect your job by promoting a culture of thankfulness, gratitude and happiness as you perform in your work environment, he explains.Reach out to two people a weekMore than any other determining factor in your career, your network defines your net worth , according to Eldridge. But especially as the years continue on and you become more established and settled in you career, the less effort you may put into expanding your professional circle. No matter what stage of the corporate ladder youre balancing on, though, meeting new mentors and colleagues is essential for personal development. An easy first step is to reach out two people per week to cultivate could-be relationships.You never know what might happen. Maybe they know of a new job opportunity. Maybe theres a way you can help them. Maybe they can connect you with someone you need to know - its endless. Strengthen your network. Build connections, and watch the possibilities, she says.Ask for what you needMuch like putting forward the energy in the universe you wish to attain, taking a moment in the last quarter of the year to consider what youre not currently receiving from your employer is a worthwhile practice. As Elridge explains, all too often, we may waste time waiting f or someone to recognize our achievements, give us that promotion or have our backs, when in reality, its in our court to stand up - and ask for - what we deserve. When you identify what you need, youre better equipped to stand firm in your queries.When you get in the process of asking, you get the chance to let someone help you. Plus, you lower your levels of stress by taking something off your plate. Ask, and learn how to receive. This benefits you at work as well. Imagine if you asked a coworker for help on a project thats burning you out. You get it done, and you both receive praise, she explains.

Here are the best pieces of advice I can give you about money

Here are the best pieces of advice I can give you about moneyHere are the best pieces of advice I can give you about moneyWhat secrets about managing money do the rich know that the average person doesnt?I spent five years trying to answer that question. I asked 233 millionaires 144 questions and discovered that the rich have certain specific money habits we all should adopt immediately.Below are some strategies that helped the rich get rich1. Track spending.Know where your money is going. Look at your bank and credit card statements every month. Youll uncover certain expenses for things youre not even using, such as club memberships, subscriptions, and automatic charges for services youve never used.Follow Ladders on FlipboardFollow Ladders magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and moraOften these automated charges occur after you enroll in some free promotion, where the free part expires after a promotional period.2. Periodically a udit expenses.Many expenses can change over time - like insurance costs. They can go up or down over time. Make sure you are paying the lowest insurance rates for homeowners, auto, and life insurance.Check your health insurance. You could be paying for dependents who left the nest, are on their own, and have coverage through their employer.Cable and internet costs can increase without you being aware of it. Calling your cable or internet versorger to secure the lowest fees available should be an annual process.Periodically shop cell phone plans. Increased competition in the cellphone industry is driving down monthly rates. Make sure you arent paying more than you have to.3. Purchase good quality used cars.New cars lose value as soon as they come off the lot. Buying good quality used cars allows you to take advantage of this loss in value anomaly prevalent in the auto industry. Forty-four percent of the rich in my study purchased good quality used cars.Typically these are cars comin g off a lease. They may be two or three years old. At 125,000 miles, most cars will require some annual repairs. Expect to incur about $1,500 a year in repair costs when you hold on to cars beyond this 125,000-mileage mark.That is still significantly less than youd spend on a loan or lease for a new car.4. Use coupons.Even the wealthy in my study engaged in this money-saving habit. Thirty percent of the rich used coupons to buy food.Why pay more than you have to on groceries or other expenses?5. Keep your housing costs below 30% of your monthly net pay.Contrary to what youve been lumineszenzdiode to believe, most of the rich dont live in McMansions. Sixty-four percent of the rich in my study live in modest homes.6. Bargain shop.Far too many make spontaneous purchases, paying more than they otherwise would.Thats a Poverty Habit. Shopping for bargains and taking advantage of sales events is a Rich Habit.7. Take advantage of credit-card reward dollars.Many credit cards have rewards pro grams attached to them. Typically, these rewards programs generate reward dollars that you can use at participating vendors. For example, the American Express reward program gives you about .88% back on every dollar you spend using an American Express credit card.One of the participating vendors with American Express is Barnes and Noble, and 50,000 American Express Rewards Dollars translates into $500 in Barnes and Noble toxikum cards. You can buy 20 $25 Barnes and Noble gift cards and give them out as gifts for occasions like birthdays and holidays, and itll cost you nothing.8. Establish savings goals.The rich make a habit of allocating their savings into different buckets, or categories. In order to do this, you need to establish an overall amount of savings youre willing to set aside each month.For example, if you decide to set aside 10% of your monthly income, you might allocate 5% into your retirement bucket, 2% into your specific expense bucket, 1.5% into your unexpected expen se bucket, and 1.5% into your cyclical expense bucket.9. Automate the savings process.This is where the rubber meets the road implementation. Automatically direct each of the above savings amounts into each buckets separate account via automatic withdrawal from your net pay or from your bank account.Automating your savings forces you to live below your means because you save first and spend whats left.Money management is a process.Accumulating wealth is a process. Its all one big process, this thing we call financial success.But if you dont have a process, or adopt good money habits, like the rich in my study, you will never be able to save. It just wont happen.When you develop good money habits, you feel like you are finally in control of your life. Its empowering and it will increase your wealth over time. Keep in mind that it took most of the wealthy in my study 32 years to become rich. Accumulating wealth takes time and discipline.This article first appeared on geschftlicher umg ang Insider.You might also enjoyNew neuroscience reveals 4 rituals that will make you happyStrangers know your social class in the first seven words you say, study finds10 lessons from Benjamin Franklins daily schedule that will double your productivityThe worst mistakes you can make in an interview, according to 12 CEOs10 habits of mentally strong peopleHere are the best pieces of advice I can give you about moneyWhat secrets about managing money do the rich know that the average person doesnt?I spent five years trying to answer that question. I asked 233 millionaires 144 questions and discovered that the rich have certain specific money habits we all should adopt immediately.Below are some strategies that helped the rich get rich1. Track spending.Know where your money is going. Look at your bank and credit card statements every month. Youll uncover certain expenses for things youre not even using, such as club memberships, subscriptions, and automatic charges for services youve ne ver used.Often these automated charges occur after you enroll in some free promotion, where the free part expires after a promotional period.2. Periodically audit expenses.Many expenses can change over time - like insurance costs. They can go up or down over time. Make sure you are paying the lowest insurance rates for homeowners, auto, and life insurance.Check your health insurance. You could be paying for dependents who left the nest, are on their own, and have coverage through their employer.Cable and internet costs can increase without you being aware of it. Calling your cable or internet provider to secure the lowest fees available should be an annual process.Periodically shop cell phone plans. Increased competition in the cellphone industry is driving down monthly rates. Make sure you arent paying more than you have to.3. Purchase good quality used cars.New cars lose value as soon as they come off the lot. Buying good quality used cars allows you to take advantage of this los s in value anomaly prevalent in the auto industry. Forty-four percent of the rich in my study purchased good quality used cars.Typically these are cars coming off a lease. They may be two or three years old. At 125,000 miles, most cars will require some annual repairs. Expect to incur about $1,500 a year in repair costs when you hold on to cars beyond this 125,000-mileage mark.That is still significantly less than youd spend on a loan or lease for a new car.4. Use coupons.Even the wealthy in my study engaged in this money-saving habit. Thirty percent of the rich used coupons to buy food.Why pay more than you have to on groceries or other expenses?5. Keep your housing costs below 30% of your monthly net pay.Contrary to what youve been led to believe, most of the rich dont live in McMansions. Sixty-four percent of the rich in my study live in modest homes.6. Bargain shop.Far too many make spontaneous purchases, paying more than they otherwise would.Thats a Poverty Habit. Shopping for bargains and taking advantage of sales events is a Rich Habit.7. Take advantage of credit-card reward dollars.Many credit cards have rewards programs attached to them. Typically, these rewards programs generate reward dollars that you can use at participating vendors. For example, the American Express reward program gives you about .88% back on every dollar you spend using an American Express credit card.One of the participating vendors with American Express is Barnes and Noble, and 50,000 American Express Rewards Dollars translates into $500 in Barnes and Noble gift cards. You can buy 20 $25 Barnes and Noble gift cards and give them out as gifts for occasions like birthdays and holidays, and itll cost you nothing.8. Establish savings goals.The rich make a habit of allocating their savings into different buckets, or categories. In order to do this, you need to establish an overall amount of savings youre willing to set aside each month.For example, if you decide to set aside 10% of your monthly income, you might allocate 5% into your retirement bucket, 2% into your specific expense bucket, 1.5% into your unexpected expense bucket, and 1.5% into your cyclical expense bucket.9. Automate the savings process.This is where the rubber meets the road implementation. Automatically direct each of the above savings amounts into each buckets separate account via automatic withdrawal from your net pay or from your bank account.Automating your savings forces you to live below your means because you save first and spend whats left.Money management is a process.Accumulating wealth is a process. Its all one big process, this thing we call financial success.But if you dont have a process, or adopt good money habits, like the rich in my study, you will never be able to save. It just wont happen.When you develop good money habits, you feel like you are finally in control of your life. Its empowering and it will increase your wealth over time. Keep in mind that it took most of th e wealthy in my study 32 years to become rich. Accumulating wealth takes time and discipline.This article first appeared on Business Insider.

Model and Entertainment Release FAQ - United States

Model and Entertainment Release FAQ - United StatesModel and Entertainment Release FAQ - United StatesWhat is a Model and Entertainment ReleaseWhat is a Model and Entertainment Release?A Model and Entertainment Release is a contract in which the subject of a photograph, video, writing, or audio recording consents to the use of a photograph, video, writing, or audio recording by an speciesist or a third party for commercial purposes such as advertising, publication in magazines, etc.How does LawDepots Model and Entertainment Release differ from similar releases?LawDepots Model and Entertainment Release is customizable for a variety of situations. It can be used as a photo release, a film/video release, an acting/performance release, and a sound recording release. It can also be used as a broad release for the use of the models image, likeness, or sound across multiple mediums.Purpose of Model ReleaseWhat is a broad release?A broad release is used to obtain consent from a model to use the models image, likeness, or sound across multiple mediums.What is a photo release?A photo release is used to obtain consent from a model to use the models image in a photograph.What is a film/video release?A film/video release is used to obtain consent from a model to use the models image, likeness, or sound in a film or video release.What is an acting/performance release?An acting/performance release is used to obtain consent from a model to use the models image, likeness, or sound in a performance.What is a sound release?A sound release is used to obtain consent from a model to use the models sound in an audio recording, performance, film or video.Governing LawWhich State or Province do I select for Governing Law?You should select the state or province in which the photo, video, writing, or sound recording was primarily created.Photographer/Producer/Artist InformationIf the artist is representing a company, should I put down the artists information or the companys information?I f the artist created a work of art (sound recording, photo, etc.) while performing his or her job for a company, the company owns the copyright to the work of art. Consequently, if the artist is representing a company, enter the companys information.Model InformationWho is the Model?For the Model and Entertainment Release Agreement, the model is the person whose image, likeness, or sound is being used.Why does it matter if the model is a minor?If the model is a minor, he or she will need parental permission to approve of the use of his or her image, likeness, or sound.How do you define a minor?Within the context of the Model and Entertainment Release, a minor is anyone who is legally under the age of adulthood in the jurisdiction where the contract is governed, even if the model is considered an adult in the jurisdiction where he or she lives.Photograph RightsWhat can I take pictures of?When taking photosYou can photograph people who are in public view. For example, you can take a p hotograph of a person sitting on a park bench.You do not need parental permission to take photographs of minors in public view.You cannot photograph people when they are in a private area or otherwise out of public view, unless you have their permission. For example, you cannot take a picture of someone in a public bathroom or changing room without his or her permission.The above are general rules to which there are exceptions. All photos are different, and different jurisdictions have different laws. If you want to know your rights and/or the rights of your subject(s) regarding a specific photo, please contact a local attorney.What pictures can I publish for non-commercial purposes?When publishing photos for non-commercial purposesYou cannot publish a photo of a subject if the photo could cause personal or financial harm to the subject, unless the photo is newsworthy or you have the permission of the subject.To determine if a photo is newsworthy you must consider the subject of the photo and what he or she is doing. For example, a photo of police arresting a suspected criminal is newsworthy and may therefore be published for non-commercial purposes, even though it may cause personal or financial harm to the subject.Some people (politicians, celebrities, etc.) are newsworthy regardless of what they are doing. As such, you may be able to publish a photo of a newsworthy person doing something that might cause embarrassment or personal or financial harm. The reasoning behind this is that the public is interested and has a right to information about newsworthy people, even if that information is embarrassing or harmful.If a photo depicts a non-newsworthy person doing something that is not newsworthy but that might cause harm or embarrassment, you should not publish it without obtaining a signed Model Consent from the subject.The above are general rules to which there are exceptions. All photos are different, and different jurisdictions have different laws. If you want to know your rights and/or the rights of your subject(s) regarding a specific photo, please contact a local attorney.What pictures can I publish for commercial purposes?When publishing photos for commercial purposesYou need the permission of every identifiable model in the photo, even if the photo was taken in a public space. For example, if a photo has 10 identifiable models in the photo, you would require a model release for each of them.If a model is a minor, you need parental permission as well.You should ensure that every model in a photo that will be used for a commercial purpose signs a Model Consent.The above are general rules to which there are exceptions. All photos are different, and different jurisdictions have different laws. If you want to know your rights and/or the rights of your subject(s) regarding a specific photo, please contact a local attorney.What does Commercial Purpose mean?A commercial purpose is a purpose with a goal of making money. A creation is use d for a commercial purpose if it isSold by itself, whether it is the original or a duplicate, whether it is unaltered or altered.Part of a product that is being sold, i.e. a recording on a CD or a photo in a book.Used for advertising or promotional purposes.I took a picture of a friend and plan to post it on MySpace, Facebook, Flickr and other websites. Do I need my friends permission?If you have even the slightest reason to believe that your friend would not want you to post the picture, you should seek his or her permission before posting. It is always better to err on the side of caution. This is especially true if the photo is embarrassing or could otherwise cause personal or financial harm to your friend.Who owns the copyright to a photograph?Generally, whoever pressed the shutter button on the camera is the copyright holder for the resulting photo. This applies even if someone other than the photographer came up with the idea for the photo.One exception occurs when a photograp her takes a photo as part of his or her job duties. In this case, the employer of the photographer would own the copyright. For example, if a staff journalist takes a photo of an accident for his newspaper while performing his job, the newspaper owns the copyright to the photo. This exception does not apply to freelance photographers.Who owns the copyright to an artistic creation?Generally, whoever creates the work of art is the copyright holder. This applies even if someone other than the creator of the work of art came up with the idea for the work of art.One exception occurs when an artist creates a work of art as part of his or her job duties. In this case, the employer of the artist would own the copyright. For example, if an illustrator creates an illustration for the ad agency she works for while performing her job, the ad agency owns the copyright to the illustration.