8 resolutions you can accomplish with whats left of the year

8 resolutions you can accomplish with whats left of the year8 resolutions you can accomplish with whats left of the yearNo matter how many resolutions you created on January 1, 2017 - vowing to finally update your resume and build a professional website, get mora rest and focus on creative projects, somehow you find yourself rushing headlong into October, looking at the brde quarter of the year, shocked by how quickly it arrived. With a host of holidays between now and December, it might feel like the last quarter of the year will speed by just as quickly without any time to accomplish your belated goals. But setting yourself a few concrete, accomplishable goals with what remains of the year can help you stay productive, and even improve your overall satisfaction in your workplace.What most people dont realize is that the key to excelling in your professional life has much to do with your personal goals. Personal goals are necessary to your overall fulfillment, purpose and complete happiness. These are the goals that affect your entire life all around, explains best-selling author and personal development coach Meiyoko Taylor. When your personal aspirations are being met, the result will be a more focused, enthusiastic and successful career with one professional goal accomplished after the other.Here, 8 simple, no-stress, no-brainer personal goals you can totally master before the Times Square New Years Eve 2018 tanzveranstaltung drops thatll improve your life and work performanceSpend 30 minutes to an hour a day reading something that nurtures your mindIts all too easy to cue up an addicting Netflix original or opt-in to another free movie download on Amazon Prime. But Taylor says that while a little screen time can help you detox from a difficult day, flipping pages in a book youre engulfed in will do more for your mind. Look for a book or a slew of articles that give you insight into a topic youre not as familiar with - whether it be studying up on the his tory of Thailand in preparation for a trip youre hoping to take there one day or reading about how to stand up for yourself in your career. Brushing up on these concepts will leave you feeling inspired, not drained, like television can.Try focusing on something that will increase your knowledge about an area of your life that needs improvement. You can also read up on how to sharpen and enhance those things you are particularly good at. This will only make you a more valuable asset in your profession, Taylor says.Play hookyShh, we promise we wont tell your employer if you *cough* called in sick *cough, cough* without running a fever or harboring a sniffle. Executive coach Hana Ayoub says taking one entire unplanned day off can give you the recharge and the freedom to relax and brainstorm for your future. Here is when you give yourself permission to get inspired by visiting the places you love and doing the things that usually supercharge your creativity.In that empty space, there is the opportunity to leverage whatever mood or priority strikes, i.e. exploring nature, pursuing a creative project, or staying at home resting. Even though it may not directly impact your work, the secondary benefits of either recharging or external stimulation will pay dividends to your professional self, she explains.Sleep for an extra hourSign off on work email, hit the gym, drive or commute home, whip up something for dinner, catch up with your partner or roommate, respond to personal text messages, scan through Facebook, try to read before bed and sleep? After an overfilled day at the office, you might find yourself struggling to hit the hay at a reasonable time, with your brain still circulating. While it can be tough to invite the sandman to make his appearance, Taylor says an extra hour of sleep will not only make you a more efficient worker, but make your body function easier and healthier.An extra hour of time spent recharging your body will dramatically impact how much en ergy and vitality you have for your employer. Making this one change will not only help you perform at a high level while youre working, but it will also help you with those unfinished projects you have at home too, he says.Try something newBefore you yawn in the general direction of this goal because it seems too small to be considered noteworthy, career coach Colene Elridge says even a tiny dedication to learning can vastly improve your performance toward your job. And maybe not in the way you first imagine, but rather, because it makes you a beginner again, emphasizing the use of rusty problem-solving skills.Once you get comfortable being new, youll start to see new potential in your own career. You also start to flex your risk muscle. Start with little things. I just took my very first dance class ever last week, and though I was horrible at it it was fun. It doesnt have to be huge to be impactful, she shares.Prioritize your morningEven if youd rather stay up far past midnight t o catch up on work and dabble in your favorite shows, author and performance coach Clara Capano says the way you rise each and every single day can impact your mood until its bedtime. When you take the extra time to consider your morning habits - are you rushed? Stretched thin for time? Exhausted? - you can better access the small changes thatll get your 9 to 6 off on a better leg.Capano says to start with making your bed, which studies have shown sets a trend for you to accomplish more. She also suggests opening up your windows as soon as you rise. Sunshine changes your mood and creates a feeling of happiness. This keeps you upbeat and more focused allowing you to accomplish more and feel more energized throughout the day, she shares.Spend five minutes reflecting on what youre thankful forNo matter how much your boss gets on your last nerve when they attempt to micromanage you or how painful it feels to sit through the third conference call of a day (that you werent needed for), you can remind yourself to be thankful to see that paycheck direct deposit into your bank account every two weeks. Plus, think about life beyond your career - your friendships, your love life, your family and the roof over your head - are all blessings you might overlook when the mayhem of everyday rituals clouds your judgement. While it might not seem like practicing gratitude will improve your professional life, Taylor argues this daily moment of reflection will put your office through a whole new, rose-colored lens. Or, it might be the catalyst that encourages you look for a new gig.Expressing gratitude or thanks for everything you have will give you a greater sense of pride and gratefulness for everything that you do. This will affect your job by promoting a culture of thankfulness, gratitude and happiness as you perform in your work environment, he explains.Reach out to two people a weekMore than any other determining factor in your career, your network defines your net worth , according to Eldridge. But especially as the years continue on and you become more established and settled in you career, the less effort you may put into expanding your professional circle. No matter what stage of the corporate ladder youre balancing on, though, meeting new mentors and colleagues is essential for personal development. An easy first step is to reach out two people per week to cultivate could-be relationships.You never know what might happen. Maybe they know of a new job opportunity. Maybe theres a way you can help them. Maybe they can connect you with someone you need to know - its endless. Strengthen your network. Build connections, and watch the possibilities, she says.Ask for what you needMuch like putting forward the energy in the universe you wish to attain, taking a moment in the last quarter of the year to consider what youre not currently receiving from your employer is a worthwhile practice. As Elridge explains, all too often, we may waste time waiting f or someone to recognize our achievements, give us that promotion or have our backs, when in reality, its in our court to stand up - and ask for - what we deserve. When you identify what you need, youre better equipped to stand firm in your queries.When you get in the process of asking, you get the chance to let someone help you. Plus, you lower your levels of stress by taking something off your plate. Ask, and learn how to receive. This benefits you at work as well. Imagine if you asked a coworker for help on a project thats burning you out. You get it done, and you both receive praise, she explains.

Here are the best pieces of advice I can give you about money

Here are the best pieces of advice I can give you about moneyHere are the best pieces of advice I can give you about moneyWhat secrets about managing money do the rich know that the average person doesnt?I spent five years trying to answer that question. I asked 233 millionaires 144 questions and discovered that the rich have certain specific money habits we all should adopt immediately.Below are some strategies that helped the rich get rich1. Track spending.Know where your money is going. Look at your bank and credit card statements every month. Youll uncover certain expenses for things youre not even using, such as club memberships, subscriptions, and automatic charges for services youve never used.Follow Ladders on FlipboardFollow Ladders magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and moraOften these automated charges occur after you enroll in some free promotion, where the free part expires after a promotional period.2. Periodically a udit expenses.Many expenses can change over time - like insurance costs. They can go up or down over time. Make sure you are paying the lowest insurance rates for homeowners, auto, and life insurance.Check your health insurance. You could be paying for dependents who left the nest, are on their own, and have coverage through their employer.Cable and internet costs can increase without you being aware of it. Calling your cable or internet versorger to secure the lowest fees available should be an annual process.Periodically shop cell phone plans. Increased competition in the cellphone industry is driving down monthly rates. Make sure you arent paying more than you have to.3. Purchase good quality used cars.New cars lose value as soon as they come off the lot. Buying good quality used cars allows you to take advantage of this loss in value anomaly prevalent in the auto industry. Forty-four percent of the rich in my study purchased good quality used cars.Typically these are cars comin g off a lease. They may be two or three years old. At 125,000 miles, most cars will require some annual repairs. Expect to incur about $1,500 a year in repair costs when you hold on to cars beyond this 125,000-mileage mark.That is still significantly less than youd spend on a loan or lease for a new car.4. Use coupons.Even the wealthy in my study engaged in this money-saving habit. Thirty percent of the rich used coupons to buy food.Why pay more than you have to on groceries or other expenses?5. Keep your housing costs below 30% of your monthly net pay.Contrary to what youve been lumineszenzdiode to believe, most of the rich dont live in McMansions. Sixty-four percent of the rich in my study live in modest homes.6. Bargain shop.Far too many make spontaneous purchases, paying more than they otherwise would.Thats a Poverty Habit. Shopping for bargains and taking advantage of sales events is a Rich Habit.7. Take advantage of credit-card reward dollars.Many credit cards have rewards pro grams attached to them. Typically, these rewards programs generate reward dollars that you can use at participating vendors. For example, the American Express reward program gives you about .88% back on every dollar you spend using an American Express credit card.One of the participating vendors with American Express is Barnes and Noble, and 50,000 American Express Rewards Dollars translates into $500 in Barnes and Noble toxikum cards. You can buy 20 $25 Barnes and Noble gift cards and give them out as gifts for occasions like birthdays and holidays, and itll cost you nothing.8. Establish savings goals.The rich make a habit of allocating their savings into different buckets, or categories. In order to do this, you need to establish an overall amount of savings youre willing to set aside each month.For example, if you decide to set aside 10% of your monthly income, you might allocate 5% into your retirement bucket, 2% into your specific expense bucket, 1.5% into your unexpected expen se bucket, and 1.5% into your cyclical expense bucket.9. Automate the savings process.This is where the rubber meets the road implementation. Automatically direct each of the above savings amounts into each buckets separate account via automatic withdrawal from your net pay or from your bank account.Automating your savings forces you to live below your means because you save first and spend whats left.Money management is a process.Accumulating wealth is a process. Its all one big process, this thing we call financial success.But if you dont have a process, or adopt good money habits, like the rich in my study, you will never be able to save. It just wont happen.When you develop good money habits, you feel like you are finally in control of your life. Its empowering and it will increase your wealth over time. Keep in mind that it took most of the wealthy in my study 32 years to become rich. Accumulating wealth takes time and discipline.This article first appeared on geschftlicher umg ang Insider.You might also enjoyNew neuroscience reveals 4 rituals that will make you happyStrangers know your social class in the first seven words you say, study finds10 lessons from Benjamin Franklins daily schedule that will double your productivityThe worst mistakes you can make in an interview, according to 12 CEOs10 habits of mentally strong peopleHere are the best pieces of advice I can give you about moneyWhat secrets about managing money do the rich know that the average person doesnt?I spent five years trying to answer that question. I asked 233 millionaires 144 questions and discovered that the rich have certain specific money habits we all should adopt immediately.Below are some strategies that helped the rich get rich1. Track spending.Know where your money is going. Look at your bank and credit card statements every month. Youll uncover certain expenses for things youre not even using, such as club memberships, subscriptions, and automatic charges for services youve ne ver used.Often these automated charges occur after you enroll in some free promotion, where the free part expires after a promotional period.2. Periodically audit expenses.Many expenses can change over time - like insurance costs. They can go up or down over time. Make sure you are paying the lowest insurance rates for homeowners, auto, and life insurance.Check your health insurance. You could be paying for dependents who left the nest, are on their own, and have coverage through their employer.Cable and internet costs can increase without you being aware of it. Calling your cable or internet provider to secure the lowest fees available should be an annual process.Periodically shop cell phone plans. Increased competition in the cellphone industry is driving down monthly rates. Make sure you arent paying more than you have to.3. Purchase good quality used cars.New cars lose value as soon as they come off the lot. Buying good quality used cars allows you to take advantage of this los s in value anomaly prevalent in the auto industry. Forty-four percent of the rich in my study purchased good quality used cars.Typically these are cars coming off a lease. They may be two or three years old. At 125,000 miles, most cars will require some annual repairs. Expect to incur about $1,500 a year in repair costs when you hold on to cars beyond this 125,000-mileage mark.That is still significantly less than youd spend on a loan or lease for a new car.4. Use coupons.Even the wealthy in my study engaged in this money-saving habit. Thirty percent of the rich used coupons to buy food.Why pay more than you have to on groceries or other expenses?5. Keep your housing costs below 30% of your monthly net pay.Contrary to what youve been led to believe, most of the rich dont live in McMansions. Sixty-four percent of the rich in my study live in modest homes.6. Bargain shop.Far too many make spontaneous purchases, paying more than they otherwise would.Thats a Poverty Habit. Shopping for bargains and taking advantage of sales events is a Rich Habit.7. Take advantage of credit-card reward dollars.Many credit cards have rewards programs attached to them. Typically, these rewards programs generate reward dollars that you can use at participating vendors. For example, the American Express reward program gives you about .88% back on every dollar you spend using an American Express credit card.One of the participating vendors with American Express is Barnes and Noble, and 50,000 American Express Rewards Dollars translates into $500 in Barnes and Noble gift cards. You can buy 20 $25 Barnes and Noble gift cards and give them out as gifts for occasions like birthdays and holidays, and itll cost you nothing.8. Establish savings goals.The rich make a habit of allocating their savings into different buckets, or categories. In order to do this, you need to establish an overall amount of savings youre willing to set aside each month.For example, if you decide to set aside 10% of your monthly income, you might allocate 5% into your retirement bucket, 2% into your specific expense bucket, 1.5% into your unexpected expense bucket, and 1.5% into your cyclical expense bucket.9. Automate the savings process.This is where the rubber meets the road implementation. Automatically direct each of the above savings amounts into each buckets separate account via automatic withdrawal from your net pay or from your bank account.Automating your savings forces you to live below your means because you save first and spend whats left.Money management is a process.Accumulating wealth is a process. Its all one big process, this thing we call financial success.But if you dont have a process, or adopt good money habits, like the rich in my study, you will never be able to save. It just wont happen.When you develop good money habits, you feel like you are finally in control of your life. Its empowering and it will increase your wealth over time. Keep in mind that it took most of th e wealthy in my study 32 years to become rich. Accumulating wealth takes time and discipline.This article first appeared on Business Insider.

Model and Entertainment Release FAQ - United States

Model and Entertainment Release FAQ - United StatesModel and Entertainment Release FAQ - United StatesWhat is a Model and Entertainment ReleaseWhat is a Model and Entertainment Release?A Model and Entertainment Release is a contract in which the subject of a photograph, video, writing, or audio recording consents to the use of a photograph, video, writing, or audio recording by an speciesist or a third party for commercial purposes such as advertising, publication in magazines, etc.How does LawDepots Model and Entertainment Release differ from similar releases?LawDepots Model and Entertainment Release is customizable for a variety of situations. It can be used as a photo release, a film/video release, an acting/performance release, and a sound recording release. It can also be used as a broad release for the use of the models image, likeness, or sound across multiple mediums.Purpose of Model ReleaseWhat is a broad release?A broad release is used to obtain consent from a model to use the models image, likeness, or sound across multiple mediums.What is a photo release?A photo release is used to obtain consent from a model to use the models image in a photograph.What is a film/video release?A film/video release is used to obtain consent from a model to use the models image, likeness, or sound in a film or video release.What is an acting/performance release?An acting/performance release is used to obtain consent from a model to use the models image, likeness, or sound in a performance.What is a sound release?A sound release is used to obtain consent from a model to use the models sound in an audio recording, performance, film or video.Governing LawWhich State or Province do I select for Governing Law?You should select the state or province in which the photo, video, writing, or sound recording was primarily created.Photographer/Producer/Artist InformationIf the artist is representing a company, should I put down the artists information or the companys information?I f the artist created a work of art (sound recording, photo, etc.) while performing his or her job for a company, the company owns the copyright to the work of art. Consequently, if the artist is representing a company, enter the companys information.Model InformationWho is the Model?For the Model and Entertainment Release Agreement, the model is the person whose image, likeness, or sound is being used.Why does it matter if the model is a minor?If the model is a minor, he or she will need parental permission to approve of the use of his or her image, likeness, or sound.How do you define a minor?Within the context of the Model and Entertainment Release, a minor is anyone who is legally under the age of adulthood in the jurisdiction where the contract is governed, even if the model is considered an adult in the jurisdiction where he or she lives.Photograph RightsWhat can I take pictures of?When taking photosYou can photograph people who are in public view. For example, you can take a p hotograph of a person sitting on a park bench.You do not need parental permission to take photographs of minors in public view.You cannot photograph people when they are in a private area or otherwise out of public view, unless you have their permission. For example, you cannot take a picture of someone in a public bathroom or changing room without his or her permission.The above are general rules to which there are exceptions. All photos are different, and different jurisdictions have different laws. If you want to know your rights and/or the rights of your subject(s) regarding a specific photo, please contact a local attorney.What pictures can I publish for non-commercial purposes?When publishing photos for non-commercial purposesYou cannot publish a photo of a subject if the photo could cause personal or financial harm to the subject, unless the photo is newsworthy or you have the permission of the subject.To determine if a photo is newsworthy you must consider the subject of the photo and what he or she is doing. For example, a photo of police arresting a suspected criminal is newsworthy and may therefore be published for non-commercial purposes, even though it may cause personal or financial harm to the subject.Some people (politicians, celebrities, etc.) are newsworthy regardless of what they are doing. As such, you may be able to publish a photo of a newsworthy person doing something that might cause embarrassment or personal or financial harm. The reasoning behind this is that the public is interested and has a right to information about newsworthy people, even if that information is embarrassing or harmful.If a photo depicts a non-newsworthy person doing something that is not newsworthy but that might cause harm or embarrassment, you should not publish it without obtaining a signed Model Consent from the subject.The above are general rules to which there are exceptions. All photos are different, and different jurisdictions have different laws. If you want to know your rights and/or the rights of your subject(s) regarding a specific photo, please contact a local attorney.What pictures can I publish for commercial purposes?When publishing photos for commercial purposesYou need the permission of every identifiable model in the photo, even if the photo was taken in a public space. For example, if a photo has 10 identifiable models in the photo, you would require a model release for each of them.If a model is a minor, you need parental permission as well.You should ensure that every model in a photo that will be used for a commercial purpose signs a Model Consent.The above are general rules to which there are exceptions. All photos are different, and different jurisdictions have different laws. If you want to know your rights and/or the rights of your subject(s) regarding a specific photo, please contact a local attorney.What does Commercial Purpose mean?A commercial purpose is a purpose with a goal of making money. A creation is use d for a commercial purpose if it isSold by itself, whether it is the original or a duplicate, whether it is unaltered or altered.Part of a product that is being sold, i.e. a recording on a CD or a photo in a book.Used for advertising or promotional purposes.I took a picture of a friend and plan to post it on MySpace, Facebook, Flickr and other websites. Do I need my friends permission?If you have even the slightest reason to believe that your friend would not want you to post the picture, you should seek his or her permission before posting. It is always better to err on the side of caution. This is especially true if the photo is embarrassing or could otherwise cause personal or financial harm to your friend.Who owns the copyright to a photograph?Generally, whoever pressed the shutter button on the camera is the copyright holder for the resulting photo. This applies even if someone other than the photographer came up with the idea for the photo.One exception occurs when a photograp her takes a photo as part of his or her job duties. In this case, the employer of the photographer would own the copyright. For example, if a staff journalist takes a photo of an accident for his newspaper while performing his job, the newspaper owns the copyright to the photo. This exception does not apply to freelance photographers.Who owns the copyright to an artistic creation?Generally, whoever creates the work of art is the copyright holder. This applies even if someone other than the creator of the work of art came up with the idea for the work of art.One exception occurs when an artist creates a work of art as part of his or her job duties. In this case, the employer of the artist would own the copyright. For example, if an illustrator creates an illustration for the ad agency she works for while performing her job, the ad agency owns the copyright to the illustration.